safexpay risk management

Risk Management

With the right combination of fraud prevention rules and risk settings, payment providers and their merchants can lower chargeback, increase conversion percentage and increase their sales. SafexPay India delivers fraud management solutions for all online payment methods and industries and proven to increase merchant revenues by 30-40%.

Device Fingerprinting

Device fingerprinting is activated with various API, so merchants only need to work with one integration. A device token is generated while the transaction is processed, and PSPs decide whether they want to generate an event list for the specific device. We have been fully PCI DSS Level 1 certified since 2015, and a member of the PCI Initiative. By using our online payment services, our partners are themselves PCI DSS compliant, which saves both time and valuable resources. Two active redundant data centers plus one hot DR site ensure that our partners are able to provide highly secure and resilient payment services with 99.99% availability.

Blacklist and Whitelist

Automated blacklists and whitelists block accounts according to certain qualifiers. Account, IP address, email address, payment method, and other specific categorizations are checked against the lists to block fraudulent transactions.

Geo IP location

Geo IP location occurs in real time to verify the shopper's IP device. Payment providers can combine BIN range, BIN country, and billing address to benefit from highly effective data binding checks.

Velocity checks

Velocity checks are carried out on accounts, merchants, IP and email addresses, transactions per account, transactions per entity, transactions per IP, transactions per email, transaction amount, and registration amount.